Use down times as a chance to prepare. Many people are nervous about the economy. You may be finding you even have more time on your hands. Don’t panic! Do something! Use this time to prepare for when things turn around- because they WILL turn around, and when they do, you need to be ready. Work on your brand, redesign a logo, add features or enhance your website, think of new ways to recruit agents, and make assessments of where you’ve been and where you want to go. The worst thing you can do is sit around and fret about tomorrow. Use the time today to work towards a better future.